Handling roofing maintenance and repairs is already a tough process. Add the confusion of navigating your insurance policy to the mix and you have a recipe for chaos and frustration. Understanding policies don’t have to be the unintelligible mess that it appears to be. In fact, the gist of your coverage can be summarized into a few helpful bullet points that are easy to remember.
With years of experience and countless homeowners helped, our professionals at New Line Roofing know their way around most common insurance policies and the important parts that you need to familiarize yourself with. Here are a few of their best tips on understanding your coverage for your next roof repair job.
Warranties Versus Insurance
Most manufacturers, even for commercial flat roofing, offer material warranties for their products. This is separate from workmanship warranties, which are backed by your contractor. Labor coverage lasts less than material coverage. This often catches homeowners off-guard when filing a claim for roof damage, suddenly learning that their roof is no longer covered for labor.
A Thorough Reading
It might not sound like an attractive prospect to spend your afternoon coursing through your policy, but it’s important to give it a skim from cover to cover. Get a highlighter ready and highlight the clauses that pertain to repairs, maintenance, and other important claim requirements. If your roof ever needs service, you’ll be glad to have a ready reference.
Ask a Professional
Feel free to talk to your roof replacement contractor about your roofing insurance coverage. They should be able to help you understand the important parts as well as answer any questions you might have. This is one of the reasons it’s important to find an experienced contractor you can trust.
At New Line Roofing, our professionals are more than happy to help you make sense of your roofing insurance. We can even assist you in filing a claim. Give us a call at (303) 222-7170 or fill out our contact form to schedule a consultation and request a free estimate today.